New Zealand Online Casino Payment Methods

In this article, we will explore together the different payment methods used in New Zealand online casinos.

Whether it is the classic credit card such as Visa, or Mastercard, an e-wallet such as PayPal, Neteller, Skrill or emerging methods such as Paysafecard and POLi, there is an option for everyone.

And let’s not forget the ever-reliable bank transfer.

We’ll go in-depth, examining the pros and cons of each to help you choose the one that’s right for you.

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About Fiona McAllister

Fiona McAllister is a notable expert in the world of online casinos, bringing a wealth of knowledge to New Zealand's gambling scene. With a background in Casino Management and a passion for the art of gaming, she is an avid writer on all casino's topics.

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All online casino payment methods

Before we get into the details, let’s take a look at a summary table showing the different payment methods accepted by online casinos in New Zealand, along with their withdrawal limits and times.

Payment MethodDeposit LimitsDeposit TimeWithdrawal LimitsWithdrawal timesWhere to find it
Within 24-48 hours PayPal Casino bonus
Visa $5
Within 24-48 hours Visa Casino bonus
Mastercard $5
Within 24-48 hours Mastercard Casino bonus
InstantNot allowedNot allowed POLi Casino bonus
Skrill $10
Within 24 hours Skrill Casino bonus
Within 24 hours Neteller Casino bonus
Bank Transfer$5
no limit
Within 2-5 working days$10
no limit
Within 2-5
working days
Coming soon
Within 24 hoursPaysafecard Casino bonus
Apple Pay $10
Within 24 hoursApple Pay Casino bonus
Google Pay$10
Within 24 hoursComing soon

Pros and cons of the various online casino payment methods

Each payment method has its peculiarities. We will now analyze each of them, explaining how they work, and their advantages and disadvantages.


PayPal is one of the most popular payment methods in the world. It is an online payment service that allows you to make transactions without having to share your bank details with the recipient. This makes PayPal particularly secure.

To use it in online casinos, simply select PayPal as the payment method, enter the desired amount and confirm with your PayPal credentials.


  • Safe and secure
  • Fast transactions
  • Also accepted for withdrawals
  • Allows no sharing of bank details


  • Not all casinos accept it
  • There may be commissions

Credit/debit/prepaid cards Visa and Mastercard

Credit, debit and prepaid cards are some of the most common payment methods in New Zealand and at online casinos. Visa and Mastercard are the main providers of these cards.

The main difference between the three types of cards lies in the way the funds are handled:

  • with the credit card, the amount is debited at the end of the month and usually has a maximum limit;
  • with the debit card, it is immediately withdrawn from your bank account;
  • the prepaid card must be pre-loaded with the money you intend to spend.

To use them, simply select the appropriate icon when depositing, enter your card details, and confirm the transaction, if required, using your online banking app.


  • Wide acceptance
  • Fast transactions
  • Security guaranteed via 2FA


  • Possible fees
  • Risk of fraud

Neteller and Skrill

Neteller and Skrill are two e-wallets that are very popular with online casino players. Both offer fast and secure transactions.

To use them, you need to create an account on the respective site, link it to your bank account or credit card, and then select the e-wallet as the payment method in the online casino.

Caution: Neteller and Skrill are sometimes not accepted as deposit method to obtain welcome bonuses.


  • Secure and private
  • Fast transactions


  • May not be valid for welcome bonuses
  • Fees may apply
  • Lower deposit and withdrawal limits compared to other methods

Paysafecard and other vouchers

Paysafecard is a payment method that works a bit like a gift card. You buy a Paysafecard with a predefined amount and use the unique code to make online payments.

This method is very secure as it does not require any personal or banking data.


  • Anonymity and security
  • No need for a bank account
  • Avoid compulsive gaming


  • Cannot be used for withdrawals
  • Limited deposit amounts
  • Not suitable for high rollers

Bank transfer

The bank transfer is one of the most traditional payment methods. Although it is not the fastest, it is certainly one of the safest.

To deposit via bank transfer, you need to provide your bank details to the online casino, which will then execute the transaction.


  • Safe
  • No need for an external account
  • Suitable for high rollers
  • Universally accepted


  • Longer transaction times
  • Possible fees charged by the bank
  • Bank account required


POLi is an online payment system that is predominantly used in Australia and New Zealand.

It allows consumers to pay for goods and services directly from a merchant’s website without the need for a credit or debit card.

Instead, payments are made through a direct link to the user’s Internet banking, making it a safe and secure method for online transactions.

POLi has become a popular method for online payments in New Zealand due to its simplicity and security.


  • Easy to Use
  • Fast Transactions
  • Secure
  • Widely Accepted


  • No Withdrawals
  • Bank Limitations
  • No Chargebacks

Apple Pay and Google Pay

Apple Pay and Google Pay are a digital payment method offered by Apple and Google. They are very convenient for those using Apple or Android devices, as they allow payments to be made simply by using Touch ID or Face ID.

They are also particularly suitable for those who want to enjoy mobile casino bonuses.


  • Secure and fast
  • Integrated into Apple/Android devices
  • Ideal for mobile casino players
  • Widely Accepted


  • Only available for Apple/Android users
  • Not all casinos accept them
  • Not available for withdrawals


Finally, cryptocurrencies, such as Bitcoin, Ethereum and Litecoin, are becoming increasingly popular in New Zealand and in the online gaming sector.

But there are now thousands of other ‘altcoins’.

Cryptocurrencies have grown in popularity due to their potential for high returns as an investment, the ease and speed of transactions, the anonymity they can provide, and their potential to be a universal currency regardless of country or central bank.


  • Privacy
  • Low fees (depending on the cryptocurrency used)
  • Speed
  • Security


  • Volatility
  • Lack of Regulation
  • Limited acceptance
  • The complexity of the technology

Withdrawal methods

Withdrawal methods in New Zealand online casinos are generally the same as those used for deposits. This is to ensure the security of transactions and prevent money laundering.

Most casinos require that winnings be withdrawn by the same method used for deposits. However, there are some exceptions.

For example, methods such as Paysafecard and Apple Pay are generally only used for deposits. In these cases, players can usually opt for a withdrawal via bank transfer or choose another available withdrawal method.

Online casinos and payment methods: what to pay attention to

Choosing the right payment method for online casinos is a crucial step in ensuring a positive gaming experience. It is important to consider several factors.

  • The speed of transactions. Some methods, such as e-wallets, allow instant deposits and withdrawals, while others, such as bank transfers, can take several days.
  • Deposit and withdrawal limits. They vary depending on the casino and the payment method. It is essential to find out about limits before choosing a method.
  • Commission costs. Some payment methods may have associated fees, especially for withdrawals. Other costs may be charged by the service provider (e.g. the bank issuing your card).
  • Security and encryption. These are essential to protect your financial data. Make sure that the online casino uses SSL or TLS encryption to ensure secure transactions.


In conclusion, the wide variety of payment methods available at online casinos allows Kiwi players to choose the option that best suits their needs.

Whether you prefer the anonymity of Paysafecard, the convenience of PayPal, the security of wire transfer or the modernity of Apple Pay, there is a payment method that will suit your requirements.

This information will help you make the right choice.

Always remember to play responsibly and thoroughly research the platform you want to play on before making any financial transactions at online casinos.


What is the best payment method for online gambling?

There is no best method by definition. The most common and secure include Visa and Mastercard credit/debit cards, PayPal, ewallets such as Neteller or Skrill, Paysafecard and POLi.

What payment method does gambling use?

In New Zealand online casinos you can choose between the following payment methods: Visa and Mastercard credit/debit cards, PayPal, ewallets such as Neteller or Skrill, POLi, Paysafecard and bank transfer.

Can I pay casinos with PayPal?

Yes, many New Zealand online casinos accept PayPal for deposits and withdrawals.

Can I use multiple payment methods in an online casino?

Yes, online casinos usually allow you to use multiple payment methods.

Is it safe to use my credit card in online casinos?

Yes, as long as the casino is regulated and uses SSL encryption to protect your data.

Can I withdraw my winnings using the same deposit method?

As for withdrawal methods, you can use the same as for deposits, with some exceptions like Paysafecard.

Is there a deposit limit in online casinos?

Yes, but it varies depending on the casino and the payment method chosen.

Can I deposit money with one method and withdraw it with another?

Some casinos may allow this, but they usually prefer that you use the same method for deposits and withdrawals.

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